{"id":11276,"date":"2025-02-14T03:05:04","date_gmt":"2025-02-14T08:05:04","guid":{"rendered":"https:\/\/thestgeorgesgroup.ca\/?page_id=11276"},"modified":"2025-06-10T13:39:19","modified_gmt":"2025-06-10T17:39:19","slug":"structure-juridique-entreprise","status":"publish","type":"page","link":"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/structure-juridique-entreprise\/","title":{"rendered":"Choisir la bonne structure juridique pour votre entreprise"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Overpass&quot;;font-style:normal;font-weight:700;margin:0;--fontSize:50;line-height:1.3;\">Choisir la bonne structure juridique pour votre entreprise<\/h1><\/div><div class=\"fusion-text fusion-text-1\"><p>En tant qu&#8217;entrepreneur, le choix de la structure juridique appropri\u00e9e pour votre entreprise est une d\u00e9cision cl\u00e9 qui affecte non seulement le succ\u00e8s de votre entreprise, mais aussi vos obligations fiscales, votre responsabilit\u00e9 personnelle et, ultimement, vos <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/gestion-de-patrimoine\/\">strat\u00e9gies de gestion de patrimoine<\/a>. Que vous lanciez une nouvelle entreprise ou r\u00e9\u00e9valuiez une entreprise existante, il est essentiel de comprendre comment chaque structure s&#8217;aligne avec vos objectifs. Examinons les principaux types de structures juridiques d&#8217;entreprise disponibles au Canada pour vous aider \u00e0 faire un choix \u00e9clair\u00e9 en fonction de votre situation particuli\u00e8re et de la nature de votre entreprise.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:42;line-height:1.2;\">Structures juridiques d&#8217;entreprise au Canada<\/h2><\/div><div class=\"fusion-text fusion-text-2\"><p>Au Canada, il existe plusieurs types de structures juridiques d&#8217;entreprise parmi lesquelles choisir, chacune ayant ses propres avantages et consid\u00e9rations. Les principaux types sont l&#8217;entreprise individuelle, la soci\u00e9t\u00e9 de personnes et la soci\u00e9t\u00e9 par actions. Votre choix affectera la fa\u00e7on dont vous g\u00e9rez votre entreprise, payez vos imp\u00f4ts et prot\u00e9gez vos actifs personnels.<\/p>\n<p>(Note : Bien que les coop\u00e9ratives soient une autre forme de structure d&#8217;entreprise au Canada, elles sont moins courantes et ne sont pas couvertes en d\u00e9tail dans ce guide.)<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.3;\">1. Entreprise individuelle<\/h3><\/div><div class=\"fusion-text fusion-text-3\"><p>L&#8217;entreprise individuelle est la forme d&#8217;organisation commerciale la plus simple et souvent la moins co\u00fbteuse \u00e0 mettre en place. Cette structure est id\u00e9ale pour les petites entreprises ou celles qui d\u00e9butent, car elle offre au <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/\">propri\u00e9taire<\/a> un contr\u00f4le direct sur tous les aspects de l&#8217;exploitation. En tant que propri\u00e9taire unique, vous avez la libert\u00e9 de prendre des d\u00e9cisions rapides sans consulter des partenaires ou des actionnaires. Cependant, cette structure signifie \u00e9galement que vous assumez toutes les responsabilit\u00e9s et les risques associ\u00e9s \u00e0 l&#8217;entreprise.<\/p>\n<\/div><div class=\"fusion-text fusion-text-4 custom-table-table-2\"><table>\n<caption>Entreprise Individuelle<\/caption>\n<thead>\n<tr>\n<th scope=\"col\">Avantages<\/th>\n<th scope=\"col\">D\u00e9savantages<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Avantages\">\n<ul>\n<li>Contr\u00f4le direct sur la prise de d\u00e9cision<\/li>\n<li>Faibles co\u00fbts de d\u00e9marrage et d\u2019exploitation<\/li>\n<li>Tous les profits vont directement au propri\u00e9taire<\/li>\n<li>Pr\u00e9paration et d\u00e9claration fiscales simples<\/li>\n<li>Les pertes d\u2019entreprise peuvent compenser d\u2019autres revenus<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"D\u00e9savantages\">\n<ul>\n<li>Responsabilit\u00e9 personnelle illimit\u00e9e pour les dettes de l\u2019entreprise<\/li>\n<li>Capacit\u00e9 limit\u00e9e \u00e0 obtenir des capitaux<\/li>\n<li>Tout le revenu d\u2019entreprise est impos\u00e9 comme revenu personnel \u00e0 votre taux marginal d\u2019imposition<\/li>\n<li>Le nom de l\u2019entreprise peut ne pas \u00eatre prot\u00e9g\u00e9<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\">La fiscalit\u00e9 des entreprises individuelles<\/h4><\/div><div class=\"fusion-text fusion-text-5\"><p>En tant que propri\u00e9taire unique, vous d\u00e9clarez le revenu de votre entreprise sur votre d\u00e9claration de revenus personnelle. Le revenu ou les pertes de votre entreprise font partie de votre revenu global pour l&#8217;ann\u00e9e. Cela signifie que votre revenu net d&#8217;entreprise est impos\u00e9 \u00e0 votre taux d&#8217;imposition personnel. Bien que cette structure offre des possibilit\u00e9s limit\u00e9es de planification fiscale, vous pouvez d\u00e9duire les pertes d&#8217;entreprise d&#8217;autres sources de revenus.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.3;\">2. Soci\u00e9t\u00e9s de personnes<\/h3><\/div><div class=\"fusion-text fusion-text-6\"><p>Les soci\u00e9t\u00e9s de personnes peuvent \u00eatre une option attrayante pour les entreprises qui b\u00e9n\u00e9ficient d&#8217;une expertise et de ressources partag\u00e9es. Cette structure permet \u00e0 deux personnes ou entit\u00e9s ou plus de joindre leurs forces, combinant leurs comp\u00e9tences, leur capital et leur acumen commercial.<\/p>\n<p>Il existe deux principaux types de soci\u00e9t\u00e9s de personnes :<\/p>\n<ol>\n<li><strong>Soci\u00e9t\u00e9 en nom collectif :<\/strong>\n<ul>\n<li>Tous les associ\u00e9s partagent les responsabilit\u00e9s et obligations de gestion<\/li>\n<li>Les profits sont partag\u00e9s selon l&#8217;accord de partenariat<\/li>\n<\/ul>\n<\/li>\n<li><strong>Soci\u00e9t\u00e9 en commandite :<\/strong>\n<ul>\n<li>Un ou plusieurs associ\u00e9s g\u00e8rent l&#8217;entreprise et assument l&#8217;enti\u00e8re responsabilit\u00e9<\/li>\n<li>Les associ\u00e9s commanditaires investissent de l&#8217;argent, mais ont une implication et une responsabilit\u00e9 limit\u00e9es<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>Les soci\u00e9t\u00e9s de personnes peuvent \u00eatre relativement faciles \u00e0 \u00e9tablir et ont souvent des co\u00fbts de d\u00e9marrage faibles. Elles offrent l&#8217;avantage d&#8217;une prise de d\u00e9cision et d&#8217;un risque partag\u00e9s, ce qui peut \u00eatre particuli\u00e8rement b\u00e9n\u00e9fique dans les industries qui n\u00e9cessitent des comp\u00e9tences diverses ou un investissement en capital important. Cependant, le succ\u00e8s d&#8217;un partenariat repose fortement sur la compatibilit\u00e9 et la vision commune des partenaires impliqu\u00e9s.<\/p>\n<\/div><div class=\"fusion-text fusion-text-7 custom-table-table-2\"><table>\n<caption>Soci\u00e9t\u00e9s de personnes<\/caption>\n<thead>\n<tr>\n<th scope=\"col\">Avantages<\/th>\n<th scope=\"col\">D\u00e9savantages<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Avantages\">\n<ul>\n<li>Co\u00fbts de d\u00e9marrage relativement faibles<\/li>\n<li>Responsabilit\u00e9s financi\u00e8res partag\u00e9es<\/li>\n<li>Plus de capital disponible qu\u2019une entreprise individuelle<\/li>\n<li>Possibles avantages fiscaux (fractionnement du revenu)<\/li>\n<li>Les pertes d\u2019entreprise peuvent \u00eatre r\u00e9clam\u00e9es sur les d\u00e9clarations de revenus personnelles<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"D\u00e9savantages\">\n<ul>\n<li>Les partenaires peuvent \u00eatre personnellement responsables des dettes de l\u2019entreprise<\/li>\n<li>Les profits doivent \u00eatre partag\u00e9s<\/li>\n<li>Complications fiscales potentielles si la soci\u00e9t\u00e9 est dissoute<\/li>\n<li>Peut n\u00e9cessiter d\u2019enregistrer le nom d\u2019entreprise s\u00e9par\u00e9ment<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\">La fiscalit\u00e9 des soci\u00e9t\u00e9s de personnes<\/h4><\/div><div class=\"fusion-text fusion-text-8\"><p>Les soci\u00e9t\u00e9s de personnes ont un traitement fiscal unique. La soci\u00e9t\u00e9 elle-m\u00eame ne paie pas d&#8217;imp\u00f4t sur le revenu. Au lieu de cela, chaque associ\u00e9 d\u00e9clare sa part du revenu ou de la perte de la soci\u00e9t\u00e9 sur sa d\u00e9claration de revenus personnelle. La soci\u00e9t\u00e9 d\u00e9pose une d\u00e9claration de renseignements aupr\u00e8s de l&#8217;<a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu.html\" target=\"_blank\" rel=\"noopener\">Agence du revenu du Canada<\/a>, mais le revenu est impos\u00e9 par les associ\u00e9s individuellement \u00e0 leurs taux d&#8217;imposition personnels.<\/p>\n<\/div><div class=\"fusion-text fusion-text-9\"><blockquote>\n<p><span style=\"color: #1f2d5e;\">&#8220;Le choix de votre structure est une d\u00e9cision strat\u00e9gique qui aura un impact sur le futur de votre entreprise. Bien qu\u2019il soit possible d\u2019effectuer un changement plus tard, commencer avec la bonne fondation peut \u00e9viter une r\u00e9organisation co\u00fbteuse dans le futur. Prenez le temps de choisir une structure qui correspond \u00e0 vos besoins actuels et \u00e0 votre vision \u00e0 long terme.&#8221;<\/span><\/p>\n<p><span style=\"color: #1f2d5e;\"> &#8211; Darren St-Georges, Conseiller principal en gestion de patrimoine du Groupe St-Georges, Gestion de Capital Assante Lt\u00e9e<\/span><\/p>\n<\/blockquote>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility custom-globel-bar\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-margin-bottom:20px;--awb-background-image:url(&quot;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/06\/eBook_Entrepreneurs_Banner_Insert_FR-r-1.png&quot;);--awb-background-image-small:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/05\/eBook_Entrepreneurs_Banner_Insert_EN-2.png&#039;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#212d5d;\" id=\"custom-cluster-heading\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Overpass&quot;;font-style:normal;font-weight:700;margin:0;letter-spacing:-2px;--fontSize:42;line-height:1.2;\">Obtenez votre livre<br \/>\n\u00e9lectronique gratuit<\/h2><\/div><div class=\"fusion-text fusion-text-10\" style=\"--awb-text-color:#212d5d;\"><p>Toutes nos strat\u00e9gies et conseils au m\u00eame endroit<br \/>\nGuide de la gestion de patrimoine pour entrepreneurs<\/p>\n<\/div><div class=\"fusion-image-element fusion-no-large-visibility\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"518\" height=\"341\" alt=\"Book Fr\" title=\"Book Fr\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/05\/Book-Fr.png\" class=\"img-responsive wp-image-12332\" srcset=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/05\/Book-Fr-200x132.png 200w, https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/05\/Book-Fr-400x263.png 400w, https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/05\/Book-Fr.png 518w\" sizes=\"(max-width: 640px) 100vw, 518px\" \/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11 fusion-text-no-margin custom-text custom-cluster-heading custom-cluster-button\" style=\"--awb-content-alignment:center;--awb-font-size:20px;--awb-text-color:#ffffff;--awb-margin-top:10px;--awb-margin-bottom:0px;\"><p style=\"text-align: left;\"><a style=\"color: #fff;\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/guide-de-la-gestion-de-patrimoine-pour-entrepreneurs-ebook\/\">T\u00e9l\u00e9chargez votre exemplaire maintenant<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:20px;--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-bg-color:#dfdbdc;--awb-bg-color-hover:#dfdbdc;--awb-bg-size:cover;--awb-border-color:#1f2d5e;--awb-border-top:20px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:40px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#212d5d;\" id=\"custom-cluster-heading\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e2e2e2;\"><\/div><\/div><span class=\"awb-title-spacer\"><\/span><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"font-family:&quot;Overpass&quot;;font-style:normal;font-weight:700;margin:0;letter-spacing:-2px;--fontSize:42;line-height:1.2;\">Obtenez votre livre \u00e9lectronique gratuit<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-content-alignment:center;--awb-font-size:24px;--awb-text-color:#212d5d;\"><p>Guide de la gestion de patrimoine pour entrepreneurs<\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/guide-de-la-gestion-de-patrimoine-pour-entrepreneurs-ebook\/\" target=\"_self\" aria-label=\"Obtenez votre livre \u00e9lectronique gratuit Fr\"><img decoding=\"async\" width=\"244\" height=\"172\" alt=\"Obtenez votre livre \u00e9lectronique gratuit Fr\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/06\/Obtenez-votre-livre-electronique-gratuit-Fr.png\" class=\"img-responsive wp-image-12506\" srcset=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/06\/Obtenez-votre-livre-electronique-gratuit-Fr-200x141.png 200w, https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/06\/Obtenez-votre-livre-electronique-gratuit-Fr.png 244w\" sizes=\"(max-width: 640px) 100vw, 244px\" \/><\/a><\/span><\/div><ul style=\"--awb-iconcolor:#80a6ab;--awb-textcolor:#202c60;--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default type-icons custom-check-lists\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Strat\u00e9gies \u00e9prouv\u00e9es d&#8217;\u00e9conomie d&#8217;imp\u00f4t<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Conseils pour planifier retraite, succession et h\u00e9ritage<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Accro\u00eetre et prot\u00e9ger votre patrimoine personnel et professionnel<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-13 fusion-text-no-margin custom-text custom-cluster-heading custom-cluster-button\" style=\"--awb-content-alignment:center;--awb-font-size:20px;--awb-text-color:#ffffff;--awb-margin-top:10px;--awb-margin-bottom:0px;\"><p><a style=\"color: #fff;\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/guide-de-la-gestion-de-patrimoine-pour-entrepreneurs-ebook\/\">T\u00e9l\u00e9chargez votre exemplaire maintenant<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-three\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.3;\">3. Soci\u00e9t\u00e9s par actions<\/h3><\/div><div class=\"fusion-text fusion-text-14\"><p>Les soci\u00e9t\u00e9s par actions sont des entit\u00e9s juridiques distinctes de leurs propri\u00e9taires (actionnaires). Cette structure offre des avantages significatifs en mati\u00e8re de protection de responsabilit\u00e9, d&#8217;avantages fiscaux potentiels et de facilit\u00e9 \u00e0 mobiliser des fonds. Les soci\u00e9t\u00e9s peuvent offrir une plus grande continuit\u00e9 des affaires, car la propri\u00e9t\u00e9 de l\u2019entreprise peut changer sans affecter ses op\u00e9rations. Elles sont souvent le choix privil\u00e9gi\u00e9 pour les entreprises planifiant une croissance substantielle ou cherchant des investissements externes. Cependant, les soci\u00e9t\u00e9s ont \u00e9galement des exigences r\u00e9glementaires accrues et des co\u00fbts de mise en place et de gestion potentiellement plus \u00e9lev\u00e9s.<\/p>\n<\/div><div class=\"fusion-text fusion-text-15 custom-table-table-2\"><table>\n<caption>Soci\u00e9t\u00e9s par actions<\/caption>\n<thead>\n<tr>\n<th scope=\"col\">Avantages<\/th>\n<th scope=\"col\">D\u00e9savantages<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Avantages\">\n<ul>\n<li>Protection de responsabilit\u00e9 limit\u00e9e pour les actifs personnels des actionnaires<\/li>\n<li>Plus facile d\u2019obtenir des capitaux par la vente d\u2019actions<\/li>\n<li>Taux d\u2019imposition plus bas<\/li>\n<li>Avantages fiscaux potentiels (d\u00e9duction pour petite entreprise, fractionnement du revenu)<\/li>\n<li>Report d\u2019imp\u00f4t possible sur les profits de l\u2019entreprise<\/li>\n<li>Nom d\u2019entreprise prot\u00e9g\u00e9<\/li>\n<li>Int\u00e9r\u00eats de propri\u00e9t\u00e9 plus faciles \u00e0 transf\u00e9rer<\/li>\n<li>Vie de la soci\u00e9t\u00e9 prolong\u00e9e au-del\u00e0 de celle des fondateurs<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"D\u00e9savantages\">\n<ul>\n<li>Co\u00fbts de d\u00e9marrage et d\u2019exploitation plus \u00e9lev\u00e9s<\/li>\n<li>Exigences de d\u00e9claration fiscale plus complexes<\/li>\n<li>Double imposition possible sur les profits de l\u2019entreprise et les dividendes<\/li>\n<li>Moins de flexibilit\u00e9 fiscale pour r\u00e9clamer les pertes d\u2019entreprise<\/li>\n<li>Co\u00fbts suppl\u00e9mentaires pour maintenir le statut de soci\u00e9t\u00e9 et le nom d\u2019entreprise<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\">La fiscalit\u00e9 des soci\u00e9t\u00e9s<\/h4><\/div><div class=\"fusion-text fusion-text-16\"><p>Les soci\u00e9t\u00e9s d\u00e9posent leurs propres d\u00e9clarations de revenus et paient des imp\u00f4ts sur leurs revenus aux taux d&#8217;imposition des soci\u00e9t\u00e9s, qui sont g\u00e9n\u00e9ralement plus bas que les taux personnels. Les actionnaires paient des imp\u00f4ts personnels sur les dividendes re\u00e7us de la soci\u00e9t\u00e9. Cette structure offre diverses <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/gestion-de-patrimoine\/planification-fiscale\/\">opportunit\u00e9s de planification fiscale<\/a>, y compris la <a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/programmes\/a-propos-agence-revenu-canada-arc\/budgets-gouvernement-federal\/budget-2018-egalite-croissance-classe-moyenne-forte\/revenu-placement-passif\/regles-relatives-deduction-accordee-petites-entreprises.html\" target=\"_blank\" rel=\"noopener\">d\u00e9duction accord\u00e9e aux petites entreprises (DAPE)<\/a> pour les soci\u00e9t\u00e9s priv\u00e9es sous contr\u00f4le canadien, des strat\u00e9gies potentielles de report d&#8217;imp\u00f4t et des avantages de l&#8217;exon\u00e9ration cumulative des gains en capital (ECGC) lors de la vente d&#8217;actions admissibles de petite entreprise.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-three\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.3;\">Constituer votre entreprise au Canada ou dans votre province ?<\/h3><\/div><div class=\"fusion-text fusion-text-17\"><p>Lors de la constitution de votre entreprise au Canada, vous avez l&#8217;option de le faire au niveau provincial ou f\u00e9d\u00e9ral. La constitution en soci\u00e9t\u00e9 provinciale, comme au Qu\u00e9bec et en Ontario, convient si vous pr\u00e9voyez d&#8217;op\u00e9rer dans une seule province, tandis que la <a href=\"https:\/\/ised-isde.canada.ca\/site\/corporations-canada\/fr\/constitution-societe-regime-federal\" target=\"_blank\" rel=\"noopener\">constitution en soci\u00e9t\u00e9 f\u00e9d\u00e9rale<\/a> vous permet de faire des affaires partout au Canada sous le m\u00eame nom d&#8217;entreprise. La constitution en soci\u00e9t\u00e9 f\u00e9d\u00e9rale peut offrir une protection et une reconnaissance plus larges du nom, tandis que la constitution en soci\u00e9t\u00e9 provinciale est limit\u00e9e \u00e0 votre province et peut restreindre votre capacit\u00e9 d&#8217;expansion nationale. Votre choix devrait d\u00e9pendre des objectifs de votre entreprise, de la port\u00e9e op\u00e9rationnelle et des plans d&#8217;expansion \u00e0 long terme. Nous recommandons de consulter un professionnel juridique pour d\u00e9terminer la meilleure option pour votre situation sp\u00e9cifique.<\/p>\n<ul>\n<li><a href=\"https:\/\/ised-isde.canada.ca\/site\/corporations-canada\/fr\/societes-actions\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">En savoir plus sur les soci\u00e9t\u00e9s par actions enregistr\u00e9es au f\u00e9d\u00e9ral<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.revenuquebec.ca\/fr\/entreprises\/cycle-de-vie\/demarrer-une-entreprise\/\" target=\"_blank\" rel=\"noopener\">En savoir plus sur l&#8217;enregistrement des entreprises au Qu\u00e9bec<\/a><\/li>\n<li><a href=\"https:\/\/www.ontario.ca\/fr\/page\/registre-des-entreprises-de-lontario\" target=\"_blank\" rel=\"noopener\">Plus d&#8217;informations sur l&#8217;enregistrement des entreprises en Ontario<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-text fusion-text-18 custom-table-table-1\"><table>\n<caption>Comparaison des structures juridiques d\u2019entreprise<\/caption>\n<thead>\n<tr>\n<th style=\"padding: 20px !important;\" scope=\"col\">Caract\u00e9ristique<\/th>\n<th style=\"padding: 20px !important;\" scope=\"col\">Entreprise individuelle<\/th>\n<th style=\"padding: 20px !important;\" scope=\"col\">Soci\u00e9t\u00e9 de personnes<\/th>\n<th style=\"padding: 20px !important;\" scope=\"col\">Soci\u00e9t\u00e9 par actions<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Caract\u00e9ristique\">\n<ul>\n<li>Complexit\u00e9 de mise en place<\/li>\n<li>Responsabilit\u00e9 personnelle<\/li>\n<li>Traitement fiscal<\/li>\n<li>Obtention de capitaux<\/li>\n<li>Prise de d\u00e9cision<\/li>\n<li>Exigences r\u00e9glementaires<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Entreprise individuelle\">\n<ul>\n<li>Faible<\/li>\n<li>Illimit\u00e9e<\/li>\n<li>Revenu personnel<\/li>\n<li>Difficile<\/li>\n<li>Propri\u00e9taire<\/li>\n<li>Minimales<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Soci\u00e9t\u00e9 de personnes\">\n<ul>\n<li>Moyenne<\/li>\n<li>Illimit\u00e9e (associ\u00e9s)<\/li>\n<li>Revenu personnel<\/li>\n<li>Mod\u00e9r\u00e9e<\/li>\n<li>Partag\u00e9e<\/li>\n<li>Mod\u00e9r\u00e9es<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Soci\u00e9t\u00e9 par actions\">\n<ul>\n<li>\u00c9lev\u00e9e<\/li>\n<li>Limit\u00e9e<\/li>\n<li>Imp\u00f4t des soci\u00e9t\u00e9s<\/li>\n<li>Plus facile<\/li>\n<li>Conseil d\u2019administration<\/li>\n<li>Importantes<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-12 fusion-title-text fusion-title-size-two\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e2e2e2;\"><\/div><\/div><span class=\"awb-title-spacer fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><\/span><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:42;line-height:1.2;\">Facteurs \u00e0 consid\u00e9rer lors du choix d&#8217;une structure d&#8217;entreprise<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-19\"><p>De nombreux facteurs entrent en jeu lors du choix de la bonne structure juridique d&#8217;entreprise. Comprendre ces facteurs vous aidera \u00e0 prendre une d\u00e9cision \u00e9clair\u00e9e qui correspond \u00e0 vos objectifs d&#8217;entreprise et \u00e0 votre <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/blogue\/comprendre-tolerance-risque-cle-investissement-judicieux\/\">tol\u00e9rance au risque<\/a>, ainsi qu&#8217;\u00e0 vos objectifs individuels et \u00e0 vos <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/gestion-de-patrimoine\/\">strat\u00e9gies de gestion de patrimoine<\/a>.<\/p>\n<h4>1. Protection de responsabilit\u00e9<\/h4>\n<p>Consid\u00e9rez le niveau de risque personnel que vous \u00eates pr\u00eat \u00e0 assumer. Les entreprises individuelles n&#8217;offrent aucune s\u00e9paration entre les responsabilit\u00e9s personnelles et commerciales, tandis que les soci\u00e9t\u00e9s offrent la plus grande protection. Vos actifs personnels pourraient \u00eatre en jeu dans certaines structures, alors \u00e9valuez soigneusement votre tol\u00e9rance au risque et la nature de votre entreprise.<\/p>\n<h4>2. Fiscalit\u00e9<\/h4>\n<p>Chaque structure a des implications fiscales uniques. Les entreprises individuelles et les soci\u00e9t\u00e9s de personnes sont impos\u00e9es aux taux personnels, tandis que les soci\u00e9t\u00e9s ont leurs propres taux d&#8217;imposition et avantages potentiels. Au Groupe St-Georges, nous pouvons vous aider \u00e0 naviguer dans ces complexit\u00e9s et \u00e0 comprendre comment diff\u00e9rentes structures pourraient avoir un impact sur votre fardeau fiscal global et vos opportunit\u00e9s de planification.<\/p>\n<h4>3. Co\u00fbts de mise en place et de gestion<\/h4>\n<p>Les co\u00fbts initiaux varient significativement entre les structures. Les entreprises individuelles sont les moins ch\u00e8res \u00e0 \u00e9tablir, tandis que les soci\u00e9t\u00e9s ont des co\u00fbts de d\u00e9marrage plus \u00e9lev\u00e9s. Les d\u00e9penses courantes diff\u00e8rent \u00e9galement ; les soci\u00e9t\u00e9s n\u00e9cessitent plus de travail administratif et potentiellement des frais comptables et juridiques plus \u00e9lev\u00e9s. Consid\u00e9rez les engagements financiers imm\u00e9diats et \u00e0 long terme lors du choix de votre structure.<\/p>\n<h4>4. Flexibilit\u00e9<\/h4>\n<p>Certaines structures s\u2019adaptent mieux au fur et \u00e0 mesure que votre entreprise \u00e9volue. Les entreprises individuelles et les soci\u00e9t\u00e9s de personnes peuvent \u00eatre plus faciles \u00e0 modifier, tandis que les soci\u00e9t\u00e9s par actions ont des exigences plus rigides. Consid\u00e9rez vos plans de croissance et la facilit\u00e9 avec laquelle vous pouvez changer votre structure si n\u00e9cessaire. La flexibilit\u00e9 peut \u00eatre cruciale pour les entreprises dans des industries en \u00e9volution rapide.<\/p>\n<h4>5. Attrait pour les investisseurs<\/h4>\n<p>Si vous envisagez de chercher un financement externe, votre structure d&#8217;entreprise est importante. Les soci\u00e9t\u00e9s par actions sont souvent plus attrayantes pour les investisseurs en raison de leur responsabilit\u00e9 limit\u00e9e et de la facilit\u00e9 de transfert de propri\u00e9t\u00e9. Les soci\u00e9t\u00e9s de personnes peuvent \u00e9galement attirer certains investisseurs. Pensez \u00e0 vos besoins futurs de financement et \u00e9valuez comment la structure que vous choisirez pourrait influencer votre capacit\u00e9 \u00e0 attirer des investissements.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-margin-bottom:20px;--awb-background-color:#ebebeb;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-four\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\">Exemple des avantages de la constitution en soci\u00e9t\u00e9<\/h4><\/div><div class=\"fusion-text fusion-text-20\"><p>Jennifer est propri\u00e9taire d&#8217;une entreprise prosp\u00e8re et en croissance dans le d\u00e9veloppement de logiciels \u00e0 Pointe-Claire. Comme de nombreux professionnels, elle jongle avec plusieurs objectifs financiers, tout en dirigeant une entreprise florissante. En constituant son entreprise en soci\u00e9t\u00e9, Jennifer peut d\u00e9bloquer des avantages financiers et strat\u00e9giques significatifs qui s&#8217;alignent avec ses objectifs.<\/p>\n<p>La constitution en soci\u00e9t\u00e9 permettrait \u00e0 Jennifer de r\u00e9duire sa charge fiscale personnelle et de b\u00e9n\u00e9ficier du report d&#8217;imp\u00f4t. En conservant une partie de ses revenus dans la soci\u00e9t\u00e9, impos\u00e9s \u00e0 un taux plus faible d&#8217;environ 12 %, elle peut conserver une plus grande partie de ses revenus pour accro\u00eetre sa richesse. Cela signifie qu&#8217;elle peut r\u00e9investir dans son entreprise ou mettre de c\u00f4t\u00e9 des fonds pour la retraite \u00e0 son propre rythme, plut\u00f4t que de faire face aux taux d&#8217;imposition marginaux plus \u00e9lev\u00e9s qui s&#8217;appliquent aux travailleurs autonomes.<\/p>\n<p>De plus, la constitution en soci\u00e9t\u00e9 offre \u00e0 Jennifer une tranquillit\u00e9 d&#8217;esprit. En tant qu&#8217;entit\u00e9 juridique distincte, sa soci\u00e9t\u00e9 prot\u00e8ge ses actifs personnels des responsabilit\u00e9s de l&#8217;entreprise, assurant ainsi la stabilit\u00e9 financi\u00e8re de sa famille. Lorsque viendra le moment de vendre son entreprise, la constitution en soci\u00e9t\u00e9 la positionne \u00e9galement pour tirer parti de l&#8217;exon\u00e9ration cumulative des gains en capital et \u00e9conomiser des imp\u00f4ts sur la vente.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:42;line-height:1.2;\">Jeter les bases de la croissance<\/h2><\/div><div class=\"fusion-text fusion-text-21\"><p>Choisir la bonne structure juridique pour votre entreprise est une d\u00e9cision qui peut avoir des implications importantes pour votre entreprise et vos finances personnelles. Cela affecte tout, de vos op\u00e9rations quotidiennes \u00e0 vos <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/gestion-de-patrimoine\/\">strat\u00e9gies de gestion de patrimoine<\/a> \u00e0 long terme.<\/p>\n<p>Au Groupe St-Georges, nous croyons que la <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/approche\/\">planification patrimoniale int\u00e9gr\u00e9e<\/a> est cruciale pour les propri\u00e9taires d&#8217;entreprise. La structure choisie affecte non seulement votre entreprise, mais aussi votre richesse personnelle et votre s\u00e9curit\u00e9 financi\u00e8re future. En tant que <a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/conseiller-gestion-de-patrimoine\/\">conseillers en gestion de patrimoine \u00e0 Montr\u00e9al<\/a>, nous pouvons vous aider \u00e0 optimiser votre structure juridique d&#8217;entreprise pour l&#8217;aligner avec vos objectifs financiers globaux.<\/p>\n<p>Et n&#8217;oubliez pas. La structure qui convient \u00e0 votre entreprise peut changer au fur et \u00e0 mesure de sa croissance et de son \u00e9volution. Il est donc essentiel de la revoir p\u00e9riodiquement pour s&#8217;assurer qu&#8217;elle r\u00e9pond toujours \u00e0 vos besoins.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-bottom:5px;--awb-border-color:#eaebed;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:15px;--awb-margin-bottom:10px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:16px;--awb-content-font-size:20px;--awb-icon-alignment:left;--awb-hover-color:#f9f9fb;--awb-border-color:#e2e2e2;--awb-background-color:#ffffff;--awb-divider-color:#e2e2e2;--awb-divider-hover-color:#e2e2e2;--awb-icon-color:#ffffff;--awb-title-color:#224696;--awb-content-color:#686868;--awb-icon-box-color:#212934;--awb-toggle-hover-accent-color:#1b2752;--awb-title-font-family:&quot;Overpass&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-content-font-family:&quot;Overpass&quot;;--awb-content-font-style:normal;--awb-content-font-weight:300;\"><div class=\"panel-group fusion-toggle-icon-boxed\" id=\"accordion-11276-1\"><div class=\"fusion-panel panel-default panel-b3852f7c1714490d2 fusion-toggle-no-divider\" style=\"--awb-title-color:#224696;--awb-content-color:#686868;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_b3852f7c1714490d2\"><a aria-expanded=\"false\" aria-controls=\"b3852f7c1714490d2\" role=\"button\" data-toggle=\"collapse\" data-target=\"#b3852f7c1714490d2\" href=\"#b3852f7c1714490d2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Avis de non-responsabilit\u00e9<\/span><\/a><\/h4><\/div><div id=\"b3852f7c1714490d2\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_b3852f7c1714490d2\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><em>Les informations fournies sur cette page sont \u00e0 titre informatif uniquement et ne sont pas destin\u00e9es \u00e0 servir de source de conseils fiscaux, comptables, juridiques ou d\u2019investissement. Les d\u00e9clarations et opinions exprim\u00e9es sont uniquement celles des auteurs et peuvent \u00eatre modifi\u00e9es sans pr\u00e9avis.<\/em><\/p>\n<p><em>Bien que ces informations aient \u00e9t\u00e9 compil\u00e9es \u00e0 partir de sources jug\u00e9es fiables, \u00e0 la date indiqu\u00e9e, l\u2019\u00e9diteur et les auteurs ne peuvent garantir leur exactitude ou leur exhaustivit\u00e9, et ils ne font aucune garantie ou autre promesse quant aux r\u00e9sultats qui pourraient \u00eatre obtenus en utilisant le contenu de cette page.<\/em><\/p>\n<p><em>Tous les graphiques, illustrations, \u00e9tudes de cas et exemples sur cette page sont \u00e0 titre illustratif uniquement et ne sont pas destin\u00e9s \u00e0 pr\u00e9dire ou \u00e0 projeter des r\u00e9sultats d\u2019investissement. Les informations mentionn\u00e9es sur cette page peuvent ne pas s\u2019appliquer \u00e0 tous les lecteurs et investisseurs. Vous devriez d\u2019abord consulter des conseils financiers professionnels, le cas \u00e9ch\u00e9ant, concernant tout investissement sp\u00e9cifique ou la mise en \u0153uvre de tout changement dans vos strat\u00e9gies d\u2019investissement en fonction de votre situation personnelle.<\/em><\/p>\n<p><em>Dans la mesure maximale permise par la loi, ni l\u2019\u00e9diteur ni les auteurs ne seront responsables de quelque mani\u00e8re que ce soit pour des dommages ou pertes directs, indirects, sp\u00e9ciaux ou cons\u00e9cutifs, quelle qu\u2019en soit la cause, d\u00e9coulant de l\u2019utilisation des informations dans cette page.<\/em><\/p>\n<p><em>Les produits et services d\u2019assurance, y compris les fonds distincts, sont offerts par l\u2019interm\u00e9diaire des Services de succession et d\u2019assurance Assante Lt\u00e9e. Une description des principales caract\u00e9ristiques du contrat de rente variable individuel applicable figure dans le dossier d\u2019information. Tout montant affect\u00e9 \u00e0 un fonds distinct est investi aux risques du titulaire du contrat et peut prendre ou perdre de la valeur. Les caract\u00e9ristiques des produits sont susceptibles de changer. Des commissions, des frais administratifs de suivi, des frais de gestion et des d\u00e9penses peuvent \u00eatre associ\u00e9s \u00e0 votre contrat d\u2019assurance. Veuillez lire attentivement votre dossier d\u2019information et demander l\u2019avis d\u2019un professionnel avant d\u2019investir.<\/em><\/p>\n<p><em>Les services de planification de patrimoine peuvent \u00eatre fournis par un conseiller accr\u00e9dit\u00e9 d\u2019Assante ou par l\u2019interm\u00e9diaire de Client\u00e8le priv\u00e9e Assante CI, une division de CI Conseil Priv\u00e9 S.E.C., ou par un tiers non affili\u00e9.<\/em><\/p>\n<p><em>Gestion de capital Assante Lt\u00e9e, un courtier en investissements et en fonds communs de placement \u00e0 double enregistrement, est membre du Fonds canadien de protection des investisseurs et de l\u2019Organisme canadien de r\u00e9glementation des investissements.<\/em><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-advice\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right-small:0px;--awb-padding-left-small:0px;--awb-margin-bottom:20px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:42;line-height:1.2;\">Apprenez-en advantage<\/h2><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-13 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-advice\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right-small:0px;--awb-padding-left-small:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png\"><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/structure-juridique-entreprise\/\">Choisir la bonne structure juridique pour votre entreprise<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-22 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">7 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/structure-juridique-entreprise\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V1.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V1.png\"><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/economies-impots-et-investissement\/\"><strong>Comment \u00e9conomiser des imp\u00f4ts gr\u00e2ce aux strat\u00e9gies d\u2019investissement pour entreprises<\/strong><\/a><\/h4><\/div><div class=\"fusion-text fusion-text-23 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">9 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/economies-impots-et-investissement\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V3.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V3.png\"><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/strategies-gestion-risques\/\"><strong>Protection du patrimoine : Strat\u00e9gies de gestion des risques pour les entrepreneurs<\/strong><\/a><\/h4><\/div><div class=\"fusion-text fusion-text-24 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">8 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/strategies-gestion-risques\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V4.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V4.png\"><div class=\"fusion-title title fusion-title-19 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/elements-planification-successorale\/\">Les \u00e9l\u00e9ments cl\u00e9s de la planification successorale pour les propri\u00e9taires d\u2019entreprise<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-25 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">10 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/elements-planification-successorale\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png\"><div class=\"fusion-title title fusion-title-20 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/planification-releve\/\">Transmettre votre entreprise et votre patrimoine \u00e0 la prochaine g\u00e9n\u00e9ration<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-26 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">11 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/planification-releve\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png\"><div class=\"fusion-title title fusion-title-21 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/developper-entreprise-vs-patrimoine-personnel\/\">D\u00e9velopper votre entreprise vs faire cro\u00eetre votre richesse personnelle<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-27 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">6 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-8 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/developper-entreprise-vs-patrimoine-personnel\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V4.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V4.png\"><div class=\"fusion-title title fusion-title-22 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/gestion-excedent-de-tresorerie\/ \">Exc\u00e9dent de tr\u00e9sorerie : rembourser ses dettes ou investir?<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-28 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">7 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-9 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/gestion-excedent-de-tresorerie\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V3.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V3.png\"><div class=\"fusion-title title fusion-title-23 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/planification-de-la-retraite\/\"><strong>Planifier sa retraite en tant que propri\u00e9taire d\u2019entreprise<\/strong><\/a><\/h4><\/div><div class=\"fusion-text fusion-text-29 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">5 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-10 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/planification-de-la-retraite\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column custom-height\" style=\"--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:30px;--awb-padding-bottom-small:30px;--awb-bg-image:url(&#039;https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png&#039;);--awb-bg-position:right center;--awb-bg-size:85% 85%;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:40px;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-evenly fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/SGG_Placeholder_V2.png\"><div class=\"fusion-title title fusion-title-24 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right:25%;--awb-margin-bottom:0px;--awb-margin-right-small:25%;--awb-margin-right-medium:25%;--awb-margin-bottom-medium:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.36;\"><a href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/batir-equipe-gestion-de-patrimoine\/\">L\u2019importance de b\u00e2tir son \u00e9quipe de gestion de patrimoine<\/a><\/h4><\/div><div class=\"fusion-text fusion-text-30 fusion-text-no-margin\" style=\"--awb-font-size:14px;--awb-text-color:#1f2d5e;--awb-margin-bottom:0px;\"><p><img decoding=\"async\" class=\"size-full wp-image-11367 alignleft\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/Clock.png\" alt=\"\" width=\"18\" height=\"18\"> <span style=\"color: #1f2d5e;\">5 minutes de lecture<\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:right;--awb-margin-right:40px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-11 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/thestgeorgesgroup.ca\/fr\/clients\/entrepreneurs\/guide-gestion-de-patrimoine\/batir-equipe-gestion-de-patrimoine\/\" target=\"_self\" aria-label=\"arrow\"><img decoding=\"async\" width=\"35\" height=\"35\" alt=\"arrow\" src=\"https:\/\/thestgeorgesgroup.ca\/wp-content\/uploads\/2025\/02\/arrow.png\" class=\"img-responsive wp-image-11311\"\/><\/a><\/span><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":11272,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-11276","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/pages\/11276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/comments?post=11276"}],"version-history":[{"count":33,"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/pages\/11276\/revisions"}],"predecessor-version":[{"id":11364,"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/pages\/11276\/revisions\/11364"}],"up":[{"embeddable":true,"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/pages\/11272"}],"wp:attachment":[{"href":"https:\/\/thestgeorgesgroup.ca\/fr\/wp-json\/wp\/v2\/media?parent=11276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}