Tax Planning Strategies

You work hard for your money, and The St-Georges Group helps you keep more of it in your pocket. Our team of strategic wealth advisors provides advice on reducing your tax burden through tax-deferred, tax-efficient, and tax-exempt options. Save more and reach your goals sooner with effective tax-efficient strategies and portfolio construction advice from The St-Georges Group.

What is Tax Planning?

The purpose of tax planning is to help you become more tax-efficient by reducing or deferring personal or corporate taxes owed. Tax planning and reducing your tax burden is a fundamental wealth management practice that enables you to invest funds into your retirement savings, protect your family, invest in your business, and reach your goals instead of paying more taxes to various levels of government.

Strategies

Make Use of
Tax-Efficient Strategies

Reducing how much you pay in taxes is an important part of making your hard-earned income work more optimally for you. Our team of experts offers advice on tax-efficient strategies and portfolio construction that serve you and your family’s best interests. We take time to review your assets, listen to your goals, and prepare a plan that is customized to you and your business.

Splitting

Consider Income
Splitting

Income splitting allows you to divide taxes by spreading income among other taxpayers. This tax reduction strategy can lower your tax bracket and save you a significant amount of money that would otherwise be paid in income tax. Spousal Registered Retirement Savings Plans, Registered Education Savings Plans (RESPs), and Family Trusts are just some of the ways our team at The St-Georges Group can help you become more tax efficient.

Retirement

Save for Retirement

Understanding retirement savings plan options and the government benefits you will be eligible for is critical to maximizing your retirement savings and reducing your tax burden. Registered Retirement Savings Plans (RRSPs), Tax Free Savings Accounts (TFSA), Individual Pension Plans (IPP), and Pooled Registered Retirement Pension Plans (PRPPs) are popular options that each come with their own benefits. Our team will evaluate your current financial situation and your future goals to determine which type of plan is best for you.

Strategies

Make Use of
Tax-Efficient Strategies

Reducing how much you pay in taxes is an important part of making your hard-earned income work more optimally for you. Our team of experts offers advice on tax-efficient strategies and portfolio construction that serve you and your family’s best interests. We take time to review your assets, listen to your goals, and prepare a plan that is customized to you and your business.

Splitting

Consider Income
Splitting

Income splitting allows you to divide taxes by spreading income among other taxpayers. This tax reduction strategy can lower your tax bracket and save you a significant amount of money that would otherwise be paid in income tax. Spousal Registered Retirement Savings Plans, Registered Education Savings Plans (RESPs), and Family Trusts are just some of the ways our team at The St-Georges Group can help you become more tax efficient.

Retirement

Save for Retirement

Understanding retirement savings plan options and the government benefits you will be eligible for is critical to maximizing your retirement savings and reducing your tax burden. Registered Retirement Savings Plans (RRSPs), Tax Free Savings Accounts (TFSA), Individual Pension Plans (IPP), and Pooled Registered Retirement Pension Plans (PRPPs) are popular options that each come with their own benefits. Our team will evaluate your current financial situation and your future goals to determine which type of plan is best for you.

River Image

Overview of Our Proposed Tax Strategies

  • Capital gains income planning

  • Corporate structure

  • Tax strategy review

  • Annual tax review

  • Charitable donation planning

  • Income splitting

  • Trust planning

  • Annual tax preparation review

  • Annual trust income allocation

  • Maximize interest deductibility

  • Registered disability savings plan

  • Registered education savings plan

  • Registered retirement income fund

  • Registered retirement savings plan

  • Salary and dividend planning

  • Tax efficiency of portfolio

  • Tax efficient withdrawal

  • Tax free pensionable earnings

  • Tax free savings account

  • Tax summary

Request a Consultation
Today to Reduce Your
Tax Burden

Tax savings is one of the most effective wealth management strategies. At The St-Georges Group, we are ready to discuss
tax-efficient strategies that optimize your business, protect your assets, and maximize your returns!

Request a Consultation Today to Reduce Your Tax Burden

Tax savings is one of the most effective wealth management strategies. At The St-Georges Group, we are ready to discuss tax-efficient strategies that optimize your business, protect your assets, and maximize your returns!

Meet With Us

Sit down and have a coffee with one of our strategic wealth advisors for a confidential
consultation about your wealth management needs.

St-George - Meet With Us - EN

"*" indicates required fields

Name*