Wealth Management for Entrepreneurs and Business Owners

As an entrepreneur, you work hard for everything you have, and your primary focus is on growing your business, retaining your best employees, protecting your wealth, and spending meaningful time with your family. With many demands on your time and energy, it can be tough to find time to focus on your financial health. As business owners ourselves, we understand that you’re busy which is why we accommodate your schedule and work with you to simplify your life by helping you take care of your wealth.

At The St-Georges Group, we’re experts in wealth management for entrepreneurs with businesses in Montreal, the West Island and the greater Montreal area. If you are looking to optimize your business planning strategies so you can reach your goals, grow your wealth, keep your employees happy, and protect your family’s interests, you can count on our wealth advisors to help you.

Optimizing and Protecting Your Business

When your business is thriving, the demands on your time can be even greater than they once were, especially if you have not yet optimized your personal and business affairs. You may have a healthy bank account and a few investments but feel there is limited time to focus on making the most of your assets.

You are likely also concerned about:

  • Risks that could threaten everything you have worked so hard to acquire

  • Reducing your tax burden

  • Making tax-efficient investments that benefit you, your family, and your business

  • Keeping your key employees happy

  • Maintaining adequate insurance coverage

  • Managing debt and cash flow

Working with an experienced CI Assante wealth advisor for entrepreneurs can make a world of difference in the optimization and protection of your business while growing your assets and investments.

Wealth Management services for entrepreneurs

Optimizing and Protecting Your Business

When your business is thriving, the demands on your time can be even greater than they once were, especially if you have not yet optimized your personal and business affairs. You may have a healthy bank account and a few investments but feel there is limited time to focus on making the most of your assets.

You are likely also concerned about:

  • Risks that could threaten everything you have worked so hard to acquire

  • Reducing your tax burden

  • Making tax-efficient investments that benefit you, your family, and your business

  • Keeping your key employees happy

  • Maintaining adequate insurance coverage

  • Managing debt and cash flow

Working with an experienced CI Assante wealth advisor for entrepreneurs can make a world of difference in the optimization and protection of your business while growing your assets and investments.

Wealth Management Strategies Customized For You

  • Business structure
  • Investments
  • Group benefits
  • Cash flow and debt management
  • Insurance

  • Taxation

  • Charitable giving

  • Retirement planning

Wealth Management Strategies We Customize For You

  • Business structure
  • Investments
  • Group benefits
  • Cash flow and debt management
  • Insurance

  • Taxation

  • Charitable giving

  • Retirement planning

Planning What’s Next for You and Your Business

It is never too early to start thinking about what’s next for you, your business, and your family.
Planning well in advance helps you put tax-smart strategies in place that ensure you have:

  • Access to your assets when you need them

  • The ability to maintain your current lifestyle in retirement

  • A profitable plan to help you step back from your business
    when the time is right

  • Tax-efficient investments for your family

  • A plan in place for your estate

  • The ability to achieve legacy goals

  • Maximizing your lifetime capital gains exemption
    for you and your family members

Working With The St-Georges Group

Whether your primary concern is tax efficiency, cash flow and debt management, employee satisfaction, risk management, or all of the above, The St-Georges Group offers a tailored holistic approach to wealth management. We help simplify your financial journey by offering everything you need – all in one place.

Our team of strategic wealth advisors for entrepreneurs considers all factors related to your life, business, and goals to find solutions that suit you and your family. You have dedicated your life to your business, and we help you protect your interests and the interests of everyone who relies on you.

Wealth Management services for entrepreneurs

Frequently Asked Questions

Wealth management integrates the complexities of business finance with personal wealth, ensuring both areas support each other for maximum growth and sustainability. Unlike personal finance, which focuses on individual needs, wealth management for entrepreneurs also encompasses business cash flow, asset protection, and strategic reinvestment to fuel business objectives, offering a tailored approach that aligns with both your personal and business financial goals.

Absolutely, wealth management strategies are highly customizable. They must be aligned with your industry’s nuances and your business’s specific requirements. We’ll assess your market position, revenue model, and business risks to create a personalized plan that accounts for your industry’s trends and your business’s growth trajectory, ensuring your wealth strategy is as unique as your enterprise.

As an entrepreneur, wealth creation rests on three pillars: prudent cash flow management to maintain a strong business foundation, investing in growth opportunities that align with your business objectives, and diversifying investments to include a mix of asset classes. Additionally, leveraging tax-advantaged strategies can increase net worth, while consistently reinvesting profits fuels compound growth. Building wealth requires a blend of strategic reinvestment in your business and smart financial planning.

Entrepreneurs are often concerned about the future of their businesses. At The St-Georges Group, our team of experts can help you develop a comprehensive succession plan that ensures a smooth transition, whether it’s to family members, existing partners, or through a sale.

When it comes to insurance, every situation is unique. The nature of your business, your debts, and whether you have a family or not are just a few of the factors that go into choosing the right insurance and coverage. Whether it’s life insurance, critical illness insurance or liability insurance, we can suggest the right insurance strategies to protect your business and your family, and even save you taxes.

At The St-Georges Group, our wealth management advisors specialize in coordinating with your existing financial team. We offer objective, diplomatic advice and work to create a unified strategy that considers all aspects of your financial life, both business and personal.